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City of Elk Grove
8401 Laguna Palms Way
Elk Grove, CA 95758
(916) 683-7111
Public Information
Help
With Your Mortgage
Welcome
Here you will find helpful information and links if you have a mortgage and may be experiencing difficulty in keeping your payments current.
The State of California Consumer Home Mortgage Information website provides information and resources for:
- Loan Servicer "Hotline" Contact Numbers
- What if You Cannot Pay Your Mortgage?
- (VA) - Trouble Making Payments
- Need Help? Call your lender
- Mortgage Payments Sending you Reeling? Here's What To Do
- NeighborWorks America
- Keys to Preserving Homeownership
Avoiding Foreclosure
What to do When Losing Your Home
- Help For Homeowners Facing The Loss Of Their Home (En Espaņol)
- HELP 24 hours a day / 7 days a week
- Foreclosure Tax Relief
- Questions and Answers on Home Foreclosures and Debt Cancellation
Credit Counseling
- HUD Approved Housing Counseling Agencies List (En Espaņol)
- HUD Approved Housing Counseling Agencies: California Cities
- List of Approved Credit Counseling Agencies
Foreclosure Scams
If you would like to view this information, please visit their website at:
http://www.yourhome.ca.gov/mortgage-help.shtml
90 Days of Hope
A
half million Californians have subprime mortgage loans that will jump to
higher rates in the next two years. A record number of Californians are
having trouble paying their mortgages and some of these families will
lose their homes to foreclosure without ever seeking help, causing great
financial strain on our communities, cities and state budget.
"90 Days of Hope" is an ongoing public education campaign to raise awareness of the options homeowners have to possibly avoid foreclosure.
- 90 days represents the average amount of time a homeowner has to take action after they are informed that their interest rate is set to increase.
- 90 days of missed payments often equals a foreclosure. It's also the approximate amount of time that it can take to work out new payment options for those who proactively contact their lenders before any payments are missed.
"90 Days of Hope" is an aggressive campaign which features real California families who struggled with foreclosure offering others a path to real solutions and providing real hope.
Resources from 90 Days of Hope:
- Just the Facts: Governor Schwarzenegger’s Agreement With Lenders
- Just the Facts: The Economic and Social Impact of Home Foreclosures to Californians
- Predators Lurk: Avoiding Scams
If you would like more information, please visit their website at:
